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2009 Medicare Rates
Premiums, Deductibles, and Co-Pays

Part A Coverage (Hospital Benefit):

In general, Part A coverage is free if you paid enough Medicare taxes while you worked. If you did not pay enough of these taxes, you can pay up to $443 a month for Part A.

Part B Coverage (Medical Services Benefit):

Premiums for Part B vary, depending on the yearly income you declare on your tax return. The premiums range from $96.40 to $308.30 a month.

Co-payments for covered Part A and Part B services also vary. For example, you will pay $1068 for days 1 to 60 of a hospital stay under Part A, but pay nothing for the first 20 days of your stay at a skilled nursing facility.

Part B coverage has a yearly deductible of $135. After you reach this mark, you pay 20 percent of the Medicare-approved amount for most doctor services.